Notice & Terms of Service: By submitting your information, you acknowledge that Total Loss Metrics LLC is an independent data provider and is not a law firm, insurance agency, or licensed public adjuster.

• No Guaranteed Outcome: While our reports utilize certified 2026 market data and OEM build specifications, we do not guarantee a specific settlement increase or financial result. The final negotiation and acceptance of any insurance offer are the sole responsibility of the policyholder.

• Data Accuracy: Valuations are based on the information you provide (VIN, mileage, zip code). Any inaccuracies in your submission may affect the report's utility.

• Service Scope: Our service is limited to providing a Market Evidence Packet. We do not represent you in communications with your insurance carrier.

• Refund Policy: Due to the digital and proprietary nature of our custom market data reports, all sales are final once the data is generated.

Notice at Collection

We collect your identifiers (Name, Email, VIN) and commercial/financial data (Insurance Settlement Documents) to identify valuation omissions and verify market comparables. We do not sell this data. We share it only with verified data partners to validate vehicle features. We retain this information for 7 years for legal and tax compliance. Click to read our Privacy Policy or Exercise Your Right to Opt-Out through Smart Contact & Privacy Form.