Insurance algorithms often miss thousands in vehicle upgrades and local market premiums. We provide the build-sheet-verified options and packages along with real-time local market data evidence you need to secure a fair payout.
The Story Behind the Metrics
Our Story
Total Loss Metrics was founded in Scottsdale, Arizona, with a single mission: to bring transparency back to the automotive total loss process. In an era where insurance carriers rely on automated "black box" algorithms and stale market data to determine your vehicle's value, we saw a growing gap between their offers and the true cost of replacement. We built this company to give vehicle owners the same high-level data tools used by industry professionals, leveling the playing field with every report we generate.
What We Do
We aren't adjusters, and we aren't a law firm—we are data specialists. We provide hyper-local, build-sheet-verified valuation reports that capture the true market metrics of your vehicle. By combining advanced VIN decoding with real-time retail market analysis, we identify the specific upgrades, trims, and local market conditions that insurance software often "forgets."